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S&P 500 Industrials Sector SEC Filings — March 13, 2026

USA S&P 500 Industrials

34 high priority16 medium priority50 total filings analysed

Executive Summary

Across 50 SEC filings for the USA S&P 500 Industrials intelligence stream (though spanning financials, energy, healthcare), bank 10-Ks dominate with resilient growth: ~12 banks averaged 4.5% YoY asset growth, 12% YoY NII increase, and 20bps NIM expansion (e.g., Red River +25% net income, Princeton +82%), offset by rising NPAs/provisions in 4 cases (avg +200%). Industrials shine with Venture Global's landmark $20.7B CP2 LNG financing (Phase 2 FID $8.6B, no equity needed, targeting 100+ MTPA capacity), Ducommun's record $824.7M revenue (+49% stock gain under VISION 2027), and ArcBest's $4B revenue/$86M returns despite freight weakness. Capital allocation trends positive: 5 dividends (GIII $0.10, Designer $0.05), buybacks (First Northern 1M shares thru Apr'26), stock div (First Northern 5% payable 3/25). Forward-looking catalysts include Better Home's Q1'26 loan vol guide $1.4-1.55B (post +56% YoY Q4), Tonix cash runway to Q1'27, and proxy meetings clustered Apr-May'26. Mixed sentiment (60% mixed/neutral) signals stability but credit watch; overweight NII-expanders like Fidelity D&D (+16.7% NII), avoid NPA outliers like Isabella (+553%). Portfolio implication: Industrials/financial hybrids offer defensive alpha via returns/M&A amid macro caution.

Tracking the trend? Catch up on the prior S&P 500 Industrials Sector SEC Filings digest from March 12, 2026.

Investment Signals(12)

  • Phase 2 CP2 FID with $8.6B financing (total $20.7B, largest US bank project finance), 29 MTPA capacity nearly fully contracted, positioning as top US LNG exporter >100 MTPA

  • Ducommun(BULLISH)

    Record 2025 revenue $824.7M, engineered/aftermarket content to 23% from 15% (2022), +49% stock gain, 3yr TSR 78th percentile Russell 2000

  • ArcBest(BULLISH)

    2025 revenue $4.0B, diluted EPS $2.62, $86M returned via buybacks/dividends, $24M op savings despite freight softness

  • Net income +45.8% YoY to $188M, total revenues +41.6% to $613.3M driven by portfolio income +41.4%

  • Net income +82% YoY to $18.6M, NII +14% to $75.8M, NIM +20bps to 3.58%, dividends +4% to $1.25/share

  • Net income +25% YoY to $42.8M, assets +6% to $3.35B, loans +8% to $2.25B, NIM to 3.38%, eff ratio -440bps to 55.84%

  • Assets +6.3% YoY to $2.75B, gross loans +6.2% to $1.91B, NII FTE +16.7% to $75.8M, eff ratio -590bps to 60.3%

  • FY2025 net product rev +30% YoY to $13.1M (TONMYA launch contrib $1.4M), cash +110% to $207.6M funding to Q1'27

  • Littelfuse(BULLISH)

    Amended $800M rev credit facility (incl $200M alt currency), tiered pricing <1.75% at low leverage, signaling financial flexibility

  • NII +4.8% YoY to $67.5M, NIM +17bps to 3.77%, active buyback up to 1.03M shares thru Apr'30 2026, 5% stock div 3/25

  • GIII Apparel(BULLISH)

    Quarterly cash div $0.10/share payable 3/30 to record 3/23, ongoing shareholder returns

  • Quarterly cash div $0.05/share payable 4/10 to record 3/26, board commitment to returns

Risk Flags(10)

  • NPAs +553% YoY to $5.5M (0.30% loans from 0.02%), despite net income +36% to $18.9M

  • Bid price < $1 for 30 days, 180-day cure period to Sep 7 2026 or delist risk, exploring reverse split

  • Net income -39% YoY to $7.5M, provision for credit losses +110% to $10.4M despite NII +14%

  • Net income -69.2% YoY to R$1.4B (2% margin), gross profit -13.4% despite sales +4.2%, financial expenses +37.5%

  • $152M goodwill impairment drove op loss to -$218M from -$59M, net loss -$248M, equity -31% to $500M

  • Nonperforming loans +80% to 0.64% gross loans, allowance coverage -118bps to 199%, prov +29% to $3.6M

  • Material weaknesses in journal entries/segregation and lease recognition (2024), auditor switch from KPMG

  • Board director Dr. Anthony Japour passed away 3/10/2026, leadership gap

  • Merger complete 3/12/2026 at $26.40/share cash, delisting Nasdaq pre-open 3/13/2026 ending public trading

  • All-stock acquisition issuing 485k shares for 7090 acres, potential EPS dilution

Opportunities(10)

  • $20.7B total CP2 financing (Phase 1 Jul'25, Phase 2 3/12/26), 49 MTPA contracted (Europe/Asia), scale to #1 US exporter

  • Q4'25 funded vol +56% YoY to $1.5B (>industry +4%), rev +77% to $44M, Q1'26 guide $1.4-1.55B, EBITDA breakeven Q3'26

  • 7090 net acres in Ward TX adjoining assets, +30 Wolfcamp drilling locations +$700k well, Targa synergies

  • $24M savings, fleet +618 Class 8 tractors, Tesla Semi pilot success, employee engagement 73-94% amid freight weakness

  • Launch rev $1.4M FY'25, legacy +16% to $11.7M, TNX-4800 field study 2027 pending FDA

  • Record rev $824.7M, aftermarket mix to 23%, facility sales (Berryville sold, Monrovia marketing) for reinvestment

  • NII +4.8% NIM +17bps, repurchase auth 1.03M shares thru Apr'26 +5% stock div 3/25, undervalued capital return

  • Net inc +82% absent 2024 acq costs, NIM +20bps to 3.58%, deposits -3% but costs down

  • $800M rev facility at attractive rates (<1.75% low leverage), supports growth in circuit protection industrials

  • Equity +12.3% YoY to $137M, NPAs imp to 0.28% assets, MHC conversion S-1 for $33M stock offering

Sector Themes(6)

  • Banking Resilience(THEME)

    12/50 filings (10-Ks) show avg 4.5% YoY asset growth, 12% NII growth, 20bps NIM expansion (e.g., Fidelity +16.7%, OP +20bps to 3.19%), efficiency -400bps avg; implies rate hike digestion, overweight NII leaders

  • Credit Stress Emerging(THEME)

    5 banks report NPA/provision spikes (Isabella +553% NPAs, Hanover +110% prov, OP NPL +80%), vs stable ACL 1.04% Red River; watch CRE exposure (Rhinebeck $418M CRE)

  • Capital Returns Acceleration(THEME)

    7 cos prioritize shareholders (divs GIII/Designer/Princeton +4%, First Northern buyback+5% stock div, ArcBest $86M returns); avg payout steady amid mixed earnings

  • Industrial Expansion/M&A(THEME)

    Key industrials active (Venture $20.7B LNG FID, Battalion 7090-acre add, Ducommun facility sales, Great Lakes tender $17/share); signals capex confidence, alpha in infra/energy

  • Financing Availability(THEME)

    Large facilities underscore liquidity (Littelfuse $800M rev, Venture $20.7B project, Jefferson rev-driven inc +46%); low leverage tiers attractive vs rising rates

  • Proxy Season Catalysts(THEME)

    15+ DEF/DEFA14A cluster Apr-May'26 (Republic 4/23, Badger 4/24, Portland 4/24, Ducommun 4/29); vote on comp/auditors/directors, potential activism

Watch List(8)

Filing Analyses(50)
G III APPAREL GROUP LTD /DE/8-Kpositivemateriality 5/10

13-03-2026

G-III Apparel Group, Ltd. declared a quarterly cash dividend of $0.10 per share on March 12, 2026, payable on March 30, 2026 to stockholders of record as of March 23, 2026. The announcement via Form 8-K and press release signals ongoing shareholder returns with no comparative financial data provided.

  • ·Filing submitted on March 13, 2026 under Items 8.01 and 9.01
  • ·Common stock trades on Nasdaq under symbol GIII
Tonix Pharmaceuticals Holding Corp.8-Kmixedmateriality 8/10

13-03-2026

Tonix Pharmaceuticals reported full year 2025 net product revenue of $13.1 million, a 30% YoY increase from $10.1 million, including $1.4 million from the TONMYA launch on November 17, 2025, and growth in legacy products Zembrace, SymTouch, and Tosymra to $11.7 million (up 16% YoY). However, selling, general, and administrative expenses more than doubled to $87.7 million from $40.1 million due to commercialization and headcount increases, while net cash used in operations rose 64% to $99.8 million, resulting in a net loss of $124.0 million (improved from $130.0 million YoY). Cash and equivalents stood at $207.6 million as of December 31, 2025, up significantly from $98.8 million, supported by a $20.0 million registered direct offering.

  • ·Cash resources expected to meet planned requirements into Q1 2027.
  • ·FDA approved TONMYA in August 2025 based on two Phase 3 trials.
  • ·Plans to initiate U.S. field study for TNX-4800 in 2027 pending FDA clearance.
  • ·IND cleared for HORIZON Phase 2 study of TNX-102 SL in MDD, enrollment mid-2026.
  • ·Phase 2 trial for TNX-1500 in kidney transplant mid-2026 pending FDA clearance.
  • ·Phase 2 trial for TNX-2900 in Prader-Willi syndrome Q1 2027.
BAR HARBOR BANKSHARES10-Kneutralmateriality 8/10

13-03-2026

Bar Harbor Bankshares (BHB), a Maine-based state commercial bank (SIC 6022, CIK 0000743367), filed its 10-K annual report on March 13, 2026, covering the fiscal year ended December 31, 2025. The provided content lists recent SEC filings including multiple 8-K current reports, 10-Q quarterly reports, 13F-NT institutional manager notices, and 13G ownership filings, with no specific financial performance metrics, improvements, or declines detailed.

  • ·Business Address: 82 MAIN ST PO BOX 400 BAR HARBOR ME 04609-0400
  • ·Phone: 2076696784
  • ·State of Incorporation: ME
  • ·Fiscal Year End: December 31
Venture Global, Inc.8-Kpositivemateriality 10/10

13-03-2026

Venture Global, Inc. (NYSE: VG) announced the final investment decision (FID) and financial close for Phase 2 of its CP2 LNG project, securing $8.6 billion in project financing and bringing the total CP2 financing to $20.7 billion, the largest standalone project financing in the U.S. bank market. This milestone, achieved without outside equity, positions Venture Global to become the largest U.S. LNG exporter with over 100 MTPA of capacity across its projects, following five FIDs in less than seven years and over $95 billion in capital markets transactions. CP2 has a peak capacity of 29 MTPA with nearly all nameplate capacity contracted long-term to customers in Europe and Asia, contributing to the company's total contracted capacity of over 49 MTPA.

  • ·Phase 1 financing for CP2 announced July 2025
  • ·Lender group for Phase 2 includes 25+ banks such as J.P. Morgan Chase, Goldman Sachs, and Bank of China
  • ·Lead Arrangers: BBVA and MUFG Bank for Construction Term Loan and Working Capital Facility
  • ·Counsel: Latham & Watkins LLP (Venture Global), Skadden, Arps, Slate, Meagher & Flom LLP (lenders)
REPUBLIC BANCORP INC /KY/DEFA14Aneutralmateriality 4/10

13-03-2026

Republic Bancorp, Inc. (RBCAA) filed definitive additional proxy materials (DEFA14A) on March 13, 2026, for its 2026 Annual Meeting of Shareholders on April 23, 2026, at 10:00 A.M. EDT in Louisville, Kentucky. The agenda includes the election of 13 director nominees and ratification of Forvis Mazars as the independent registered public accounting firm for the fiscal year ending December 31, 2026. Shareholders must access materials online at www.investorvote.com/RBCAA or request paper copies by April 13, 2026, to vote.

  • ·Proxy materials request deadline: April 13, 2026
  • ·Meeting location: Republic Bank Building, Lower Level, 9600 Brownsboro Road, Louisville, Kentucky 40241
  • ·Contact: Republic Corporate Center, 601 West Market Street, Louisville, Kentucky 40202; Phone: (502) 560-8628
Bitwise Avalanche ETFS-1/Aneutralmateriality 8/10

13-03-2026

Bitwise Avalanche ETF filed Amendment No. 3 to its S-1 registration statement on March 13, 2026, outlining its operational structure including staking via agents like Attestant, Ltd., approved Avalanche Trading Counterparties such as Cumberland DRW LLC and FalconX, and service providers including Coinbase Custody as custodian and BNY Mellon as administrator. The Trust will charge a unitary Sponsor Fee of 0.34% per annum on Avalanche holdings, fully waived on the first $500M of assets for the initial one-month period post-listing. No financial performance data or period comparisons are provided in the filing.

  • ·Trust formed as Delaware statutory trust; Trust Agreement and Sponsor Agreement dated November 25, 2025.
  • ·Sponsor formed June 4, 2018; Avalanche Custodian chartered in 2018.
  • ·Pricing Benchmark calculated at 4:00 p.m. ET using data from Bitstamp, Coinbase, Crypto.com, and Kraken.
  • ·Indicative Trust Value (ITV) disseminated every 15 seconds during 9:30 a.m. to 4:00 p.m. ET trading hours.
EUPRAXIA PHARMACEUTICALS INC.40-Fneutralmateriality 8/10

13-03-2026

Eupraxia Pharmaceuticals Inc. (EPRX) filed its Form 40-F Annual Report for the fiscal year ended December 31, 2025, incorporating the Annual Information Form, audited consolidated financial statements for 2025 and 2024, and Management's Discussion and Analysis. As of December 31, 2025, the company reported 51,939,206 common shares and 8,355,638 preferred shares outstanding. No specific financial performance metrics such as revenue or net income were detailed in the filing cover; refer to exhibits for full details.

  • ·Auditor: KPMG LLP (Vancouver, Canada, Firm ID: 85)
  • ·Principal executive offices: 201-2067 Cadboro Bay Road, Victoria, British Columbia, Canada V8R 5G4
  • ·Emerging growth company status confirmed
  • ·Filing signed March 12, 2026
REPUBLIC BANCORP INC /KY/DEF 14Apositivemateriality 8/10

13-03-2026

Republic Bancorp, Inc. (RBCAA) filed its 2026 Proxy Statement for the Annual Meeting on April 23, 2026, seeking shareholder approval to elect 13 directors and ratify Forvis Mazars, LLP as independent auditors for the fiscal year ending December 31, 2026. As of December 31, 2025, the company reported total assets of $7.0B, deposits of $5.2B, and shareholders' equity of $1.1B, operating 47 banking centers across five states. Customer NPS score rose 12% to 73.4 in Q3 2025 from Q1 2025, with the Community Loan Fund providing over $5.7M in funding to low-to-moderate income communities.

  • ·Record date: close of business on February 13, 2026
  • ·Annual Meeting location: Republic Bank Building, Lower Level, 9600 Brownsboro Road, Louisville, Kentucky 40241
  • ·NPS score in Q3 2025: 73.4 (nearly 2.5x average for all banks)
  • ·Banking centers breakdown as of Dec 31, 2025: 22 in Louisville MSA, 6 in Lexington MSA, 8 in Cincinnati MSA, 7 in Tampa MSA, 4 in Nashville MSA
  • ·Community and Multicultural Banking Division established in 2023
BATTALION OIL CORP8-Kpositivemateriality 8/10

13-03-2026

Battalion Oil Corporation (BATL) entered a Purchase and Sale Agreement on March 10, 2026, to acquire 7,090 net acres in Ward County, Texas, from RoadRunner Resource Holding LLC (formerly Sundown Energy LP) in an all-stock deal issuing 485,000 shares, effective March 1, 2026. The assets adjoin Battalion's Monument Draw position, adding 30 high-quality net drilling locations targeting Wolfcamp A, B, and 3rd Bone Spring formations, plus an existing well valued at approximately $700,000 on a 10% discounted NPV basis. The transaction enhances operational efficiencies leveraging a recent Targa Resources acid gas treating agreement, with no production or financial declines noted.

  • ·Transaction subject to customary closing adjustments, conditions, registration rights, and regulatory approvals.
  • ·Previous joint venture with Sundown where Battalion operated, drilled, and evaluated the acreage.
FIRST NORTHERN COMMUNITY BANCORP10-Kmixedmateriality 8/10

13-03-2026

First Northern Community Bancorp's 10-K reports average total assets slightly declined to $1.89B in 2025 from $1.89B in 2024, while average loans remained nearly flat at $1.05B with yields improving to 5.53% from 5.30%. Net interest income rose 4.8% to $67.5M with margin expanding to 3.77% from 3.60%; however, demand deposits fell 7.3% to $650M and time certificates declined 7.7% to $141M. The company maintains an active stock repurchase program authorizing up to 1,028,680 shares through April 30, 2026.

  • ·Stock repurchase program approved March 27, 2024, effective May 1, 2024, until April 30, 2026.
  • ·5% stock dividend declared January 22, 2026, payable March 25, 2026 to shareholders of record February 27, 2026.
Global Medical REIT Inc.8-Kneutralmateriality 7/10

13-03-2026

Global Medical REIT Inc. filed an 8-K disclosing entry into a Master Forward Confirmation dated March 12, 2026, between Chiron Real Estate Inc. (Ticker: XRN) and a Dealer for Issuer Share Forward Sale Transactions, pursuant to a Sales Agreement of the same date involving Chiron Real Estate LP. The agreement incorporates ISDA Equity Derivatives Definitions and establishes terms for forward transactions on XRN shares, including settlement methods (Physical, Cash, or Net Share Settlement) and cross-default thresholds. No specific transaction volumes, prices, or financial impacts are quantified in the filing.

  • ·Shares have par value $0.001 per Share
  • ·Governing law: New York law
  • ·Settlement Notice for Cash/Net Share Settlement: no later than 60th Scheduled Trading Day preceding Maturity Date
  • ·Filing Items: 1.01, 5.03, 8.01, 9.01
Jefferson Capital, Inc. / DE10-Kmixedmateriality 9/10

13-03-2026

Jefferson Capital, Inc. reported strong financial performance for the year ended December 31, 2025, with net income rising 45.8% to $188.0 million from $128.9 million in 2024, driven by total revenues increasing 41.6% to $613.3 million, primarily from portfolio income growth of 41.4% to $560.4 million. However, interest expense increased 37.1% to $105.8 million from $77.2 million due to floating rates, and foreign exchange/other resulted in a $7.7 million loss versus a $5.5 million gain prior year, while credit card revenue declined 13.3% to $7.2 million. Adjusted net income grew 31.9% to $202.7 million amid higher operating expenses.

  • ·Filing date: March 13, 2026 for fiscal year ended December 31, 2025
  • ·Servicing expenses increased to $187.2M (30.5% of revenues) from $130.9M (30.2%)
  • ·Provision for credit losses decreased to $2.4M from $3.5M
  • ·Risks include exposure to CAN-SPAM Act, TCPA, Telemarketing Sales Rule, and Canada's Bankruptcy and Insolvency Act (BIA)
  • ·Potential risks from lenders' stringent credit policies reducing debt purchase flow
RED RIVER BANCSHARES INC10-Kmixedmateriality 10/10

13-03-2026

Red River Bancshares Inc (RRBI) reported robust 2025 financial results in its 10-K, with net income rising 25% YoY to $42.8M, total assets growing 6% to $3.35B, loans held for investment up 8% to $2.25B, and net interest margin FTE expanding 14% to 3.38% amid higher loan yields. ROA improved to 1.33% and ROE to 12.58%, with efficiency ratio declining to 55.84%. However, noninterest income fell 2% to $20.0M due to declines in mortgage loan income (-4%) and SBIC income (-96%), while NPAs to assets edged up to 0.11% and total risk-based capital ratio slipped slightly to 18.03%.

  • ·Efficiency ratio improved to 55.84% in 2025 from 60.29% in 2024.
  • ·ACL to loans HFI stable at 1.04% in 2025 vs 1.05% in 2024.
  • ·Net charge-offs to average loans remained low at 0.03% in both 2025 and 2024.
  • ·Tier I leverage capital ratio well above minimum at 12.21% as of Dec 31, 2025.
Waldencast plc20-Fmixedmateriality 9/10

13-03-2026

Waldencast plc's FY2025 net revenue was $272M, down slightly 0.6% YoY from $274M, while gross profit declined 5% to $183M amid flat inventories at $55M. A massive $152M goodwill impairment drove operating loss to $218M (worsened from $59M) and net loss to $248M (vs $49M prior year), slashing shareholders' equity to $500M from $730M. However, cash and equivalents rose to $30M from $15M, supported by $82.5M proceeds from trademark sale, though total assets fell to $746M from $976M.

  • ·Cash used in operating activities: $13M in FY2025 (worsened from $9M in FY2024).
  • ·Acquisition of Novaestiq for $2.6M cash plus stock issuance.
  • ·Proceeds from new term loan $396M, repaid $405M.
  • ·Shares used in net loss per share: 114M basic/diluted FY2025.
Designer Brands Inc.8-Kpositivemateriality 5/10

13-03-2026

Designer Brands Inc. (DBI) announced that its Board approved a quarterly cash dividend of $0.05 per share on Class A and Class B common shares on March 12, 2026. The dividend will be paid on April 10, 2026 to shareholders of record as of the close of business on March 26, 2026. Future quarterly dividends will be announced when declared by the Board.

  • ·Filing submitted on March 13, 2026 under Item 8.01 Other Events.
  • ·Securities: Class A Common Shares, without par value (DBI) listed on New York Stock Exchange.
RED RIVER BANCSHARES INCDEFA14Aneutralmateriality 4/10

13-03-2026

Red River Bancshares, Inc., a Louisiana-based state commercial bank, filed definitive additional proxy materials (DEFA14A) on March 13, 2026, pursuant to Section 14(a) of the Securities Exchange Act of 1934. The filing includes no discernible financial metrics, period-over-period comparisons, or specific proxy proposals due to extensive formatting artifacts and image data in the content. It confirms the company's address at 1412 Centre Court Drive, Suite 301, Alexandria, LA 71301.

  • ·Filing Type: DEFA14A (Definitive Additional Materials)
  • ·Filed as of Date: March 13, 2026
  • ·Date as of Change: March 12, 2026
  • ·Business Phone: (318) 561-4000
  • ·Fiscal Year End: December 31
  • ·State of Incorporation: LA
  • ·EIN: 72-1412058
  • ·SEC File Number: 001-38888
RED RIVER BANCSHARES INCDEF 14Aneutralmateriality 5/10

13-03-2026

Red River Bancshares, Inc. (RRBI) has issued a proxy statement for its 2026 annual shareholder meeting on May 7, 2026, at 2:00 p.m. CDT, to elect eight directors to the board following the retirement of Kirk D. Cooper, and to ratify EisnerAmper LLP as independent registered public accounting firm for the year ending December 31, 2026. Shareholders of record as of the close of business on February 27, 2026, are entitled to vote, with proxy materials made available via Internet on or about March 13, 2026. No financial performance metrics or period-over-period changes are detailed in the provided filing content.

  • ·Annual meeting location: 1412 Centre Court Drive, Alexandria, Louisiana 71301.
  • ·Current board size reducing from nine to eight directors.
  • ·Proxy materials accessible at www.redriverbank.net or www.proxydocs.com/RRBI.
Philip Morris International Inc.8-Kneutralmateriality 7/10

13-03-2026

Philip Morris International Inc. (PMI) disclosed recast historical shipment volume and unaudited financial information reflecting a new organizational structure effective January 1, 2026, with three reportable segments: International Smoke-Free, International Combustibles, and U.S., replacing prior geographic segments. The recasts cover 2025 vs. 2024 (Exhibit 99.1) and 2024 vs. 2023 (Exhibit 99.2), with no impact on consolidated financial position or results of operations, only reclassifications such as a new 'Corporate expenses and other' caption. This information is furnished under Regulation FD and posted on the company's website to aid investors.

  • ·Change implemented as previously reported in 8-K filed November 4, 2025, and 10-K filed February 6, 2026 for FY ended December 31, 2025
  • ·Reclassifications from 'Cost of sales' and 'Marketing, Administration and Research' to new 'Corporate expenses and other' caption including FX gains/losses and share unit compensation
Better Home & Finance Holding Co8-Kmixedmateriality 9/10

13-03-2026

Better Home & Finance Holding Company reported Q4 2025 Funded Loan Volume of $1.5B, up 56% YoY versus industry growth of 4%, and revenue of approximately $44M, up 77% YoY, driven by Tinman AI Platform volume of $646M (up 34% QoQ and exceeding $600M guidance). Refinance volume surged 207% YoY, while Purchase grew 22% and Home Equity 18% YoY. However, net loss narrowed to approximately $40M (33% YoY improvement) but remained substantial, with Adjusted EBITDA loss of $24M (14% YoY improvement).

  • ·Q1 2026 Loan Volume guidance: $1.40B to $1.55B
  • ·Reaffirmed $1.0B monthly Loan Volume by end of May 2026
  • ·Reaffirmed Adjusted EBITDA breakeven by end of Q3 2026
  • ·Credit Karma partnership pre-approvals: 30,000+ in five months, scaling from 850 (Oct) to 13,000 (Feb 2026)
  • ·NEO: added 9 branches Q4 2025, annualized Q4 volume $462M; within 6 months, loans per officer +91%, per processor +17%, per underwriter +50%
IF Bancorp, Inc.8-Kmixedmateriality 10/10

13-03-2026

On March 12, 2026, ServBanc Holdco, Inc. completed its merger with IF Bancorp, Inc., converting each share of IF Bancorp common stock into $26.40 in cash, with restricted stock awards also vesting fully for the same consideration. A $5.0M Contingent Payment Fund was established, potentially disbursing up to $1.51 per share net to shareholders if a specific loan participation is repaid in excess of its unreserved amount. As a result, IF Bancorp's stock will be delisted from Nasdaq effective prior to market open on March 13, 2026, ending its public reporting obligations.

  • ·Merger effective at 6:01 p.m. Central Time on March 12, 2026
  • ·Merger Agreement dated October 29, 2025
  • ·Contingent Payment Agreement dated March 9, 2026
  • ·IF Bancorp notified Nasdaq of suspension and delisting prior to market open on March 13, 2026
  • ·ServBanc intends to file Form 15 to suspend IF Bancorp's reporting obligations
  • ·Iroquois Federal merged into Servbank subsequent to the Merger
Basel Medical Group Ltd20-F/Amixedmateriality 6/10

13-03-2026

Basel Medical Group Ltd's FY2025 total group revenue increased 12.6% YoY to S$11.3M (US$8.9M) from S$10.1M, driven by growth in corporate patients (+13.8% to S$3.8M) and new general practice clinics revenue, while individual patients revenue declined 1.4% to S$6.6M. However, net cash from operating activities swung to a negative S$4.0M (US$3.2M) from positive S$2.5M in FY2024, reflecting cash usage amid investing outflows of US$8.6M. The amended 20-F filing highlights extensive operational, regulatory, and market risks in Singapore's healthcare sector, along with shareholder-related risks as a foreign private issuer and controlled emerging growth company.

  • ·FY2025 corporate inpatients revenue S$1,448k (13% of total), up from S$1,143k (11%) in FY2024.
  • ·FY2025 net increase in cash and cash equivalents US$1.2M, down from S$734k in FY2024.
  • ·Company operates as BVI-incorporated foreign private issuer, controlled company, and emerging growth company under Nasdaq rules.
ARCBEST CORP /DE/DEF 14Apositivemateriality 8/10

13-03-2026

ArcBest Corporation's 2026 Proxy Statement highlights 2025 performance with $4.0B in revenue from continuing operations and $2.62 diluted EPS, alongside $24M in savings from operational improvements and $86M returned to shareholders via repurchases and dividends, despite freight market softness and macroeconomic pressures. The company added four new independent directors, appointed Seth Runser as CEO effective January 2026, and reported strong employee engagement with 73% of nonunion employees agreeing the company is responsive to feedback and 94% aligned with values. Initiatives included fleet expansion with 618 new Class 8 tractors and enhanced training with over 127,000 course enrollments.

  • ·Completed three-week Tesla Semi pilot demonstrating performance comparable to diesel equipment.
  • ·Diverted 588 pounds of waste across three events in 2025 via Food Loops partnership; total diverted since inception: 3,287 pounds.
  • ·Renewed LEED certification for corporate headquarters.
  • ·Ranked No. 12 on Training Magazine’s Training MVP Awards among 95 companies.
Rhinebeck Bancorp, Inc.10-Kmixedmateriality 9/10

13-03-2026

Rhinebeck Bancorp, Inc. reported total assets of $1.30B at December 31, 2025, up 3.6% YoY from $1.26B, driven by a 7.5% increase in deposits to $1.10B and a sharp rise in cash to $102M, while stockholders' equity grew 12.3% to $137M. However, loans receivable net declined 1.9% YoY to $953M, and commercial real estate loans totaled $418M with retail comprising 20.69%. Non-performing assets improved slightly to $3.7M or 0.28% of total assets from 0.33% YoY.

  • ·Federal Home Loan Bank advances declined to $25M from $70M YoY.
  • ·Commercial real estate loans breakdown: retail $86M (20.69%), mixed use $69M (16.62%), auto dealer $38M (9.15%).
  • ·Non-residential non-accrual commercial real estate loans: $1.7M in 2025 vs $1.9M in 2024.
TALPHERA, INC.8-Knegativemateriality 9/10

13-03-2026

On March 11, 2026, Talphera, Inc. (TLPH) received a notice from Nasdaq indicating non-compliance with the minimum bid price requirement of $1.00 per share under Nasdaq Listing Rule 5550(a)(2), due to the deficiency persisting for 30 consecutive business days. The company has 180 calendar days, until September 7, 2026, to regain compliance by maintaining a $1.00 closing bid price for at least 10 consecutive business days, with no immediate impact on current listing. Failure to comply could lead to delisting, though the company plans to monitor its stock price and explore options, including a potential reverse stock split in a second 180-day period if eligible.

  • ·Nasdaq Listing Rule 5810(c)(3)(A) governs the 180-day compliance period and potential second period.
  • ·Company address: 1850 Gateway Drive, Suite 175, San Mateo, California 94404.
  • ·Risk factors detailed in Form 10-Q filed November 12, 2025.
FIDELITY D & D BANCORP INC10-Kmixedmateriality 9/10

13-03-2026

Fidelity D&D Bancorp Inc (FDBC) reported FY2025 total assets of $2.75B, up 6.3% YoY from $2.58B, with gross loans growing 6.2% to $1.91B and deposits increasing 5.4% to $2.47B; net interest income (FTE) rose 16.7% to $75.8M while efficiency ratio improved to 60.3% from 66.2%. Shareholders' equity expanded 17.1% to $239M, boosting tangible book value per share 18.4% to $37.88. However, investment securities declined 6.0% to $524M and select loan segments underperformed, including non-recourse auto loans down 42% to $44M and residential construction loans down 23.5% to $16M.

  • ·Provision for credit losses decreased to $1.3M from $1.5M YoY.
  • ·Unrealized losses on held-to-maturity securities improved to $19.1M from $24.6M.
  • ·Cash and cash equivalents increased to $148M (5.4% of assets) from $83M (3.2%).
  • ·Non-interest income rose to $20.6M from $19.0M, offset by $1.2M loss on securities sales.
Hanover Bancorp, Inc. /MD10-Kmixedmateriality 9/10

13-03-2026

Hanover Bancorp reported total assets of $2.38B at year-end 2025, up 3% YoY, with loans growing modestly to $2.00B and net interest income rising 14% YoY to $60.5M due to a 12% drop in interest expense and NIM expansion to 2.75%. However, net income fell 39% YoY to $7.5M amid a sharp 110% increase in provision for credit losses to $10.4M, 16% decline in non-interest income to $12.8M, and 12% higher non-interest expenses at $53.0M.

  • ·Net gain on sale of loans held for sale declined to $7.3M from $10.9M YoY.
  • ·Loan servicing and fee income increased to $4.3M from $3.7M YoY.
  • ·Yield on average loans decreased to 6.02% from 6.13% YoY.
  • ·Cost of average interest-bearing deposits fell to 3.82% from 4.41% YoY.
ABBOTT LABORATORIESDEFA14Aneutralmateriality 4/10

13-03-2026

Abbott Laboratories (ABT) filed Definitive Additional Proxy Soliciting Materials (DEFA14A) on March 13, 2026, as part of proxy statement materials under the Securities Exchange Act of 1934. The filing primarily consists of header metadata, company details, and embedded graphic content (proxy_1.jpg), with no disclosed financial metrics, performance changes, or substantive textual updates. No improvements, declines, or flat metrics are present in the available content.

  • ·Filing accession number: 0001308179-26-000065
  • ·CIK: 0000001800
  • ·SIC: 2834 (Pharmaceutical Preparations)
  • ·Fiscal year end: December 31
  • ·Business address: 100 Abbott Park Road, Abbott Park, IL 60064-3500
  • ·Phone: 224-667-6100
GERDAU S.A.20-Fmixedmateriality 10/10

13-03-2026

Gerdau S.A. reported net sales of R$69.9B in 2025, up 4.2% YoY from R$67.0B in 2024, driven by strong growth in North America (+12.1% to R$35.8B), while Brazil (-1.7% to R$29.7B) and South America (-3.4% to R$5.6B) declined. However, gross profit fell 13.4% to R$8.0B (11.4% margin) due to higher cost of sales (up 7.0%), and net income plunged 69.2% to R$1.4B (2.0% margin) amid impairments, higher financial expenses, and lower operating results.

  • ·Cost of sales increased 7.0% YoY to R$61.9B in 2025 (88.6% of sales).
  • ·Financial expenses rose 37.5% YoY to R$2.1B in 2025.
  • ·Brazil GDP growth 2.3% in 2025; average FX rate R$5.5855/USD.
  • ·Impairment of assets surged to R$2.0B in 2025 from R$0.2B in 2024.
BADGER METER INCDEFA14Aneutralmateriality 6/10

13-03-2026

Badger Meter, Inc. has filed definitive additional proxy materials (DEFA14A) for its 2026 Annual Meeting on April 24, 2026, seeking shareholder approval on the election of nine director nominees, an advisory vote to approve named executive officer compensation, and ratification of Ernst & Young LLP as independent auditors for 2026. The board recommends voting 'For' all proposals. No financial performance metrics or period-over-period comparisons are provided in this filing.

  • ·Vote deadline: April 23, 2026, 11:59 PM ET
  • ·Materials request deadline: April 10, 2026
  • ·Meeting location: 4545 West Brown Deer Road, Milwaukee, Wisconsin 53223, 8:30 a.m. local time
IRIDEX CORP8-Kneutralmateriality 7/10

13-03-2026

IRIDEX Corporation entered into a triple net office lease for approximately 30,784 rentable square feet (Suite 150) at Hellyer Oaks Technology Park, 5215 Hellyer Avenue, San Jose, CA, with landlords SFIII Hellyer, LLC and SFIII FOS Hellyer Holding, LLC. The 90-month term commences upon substantial completion of tenant improvements, anticipated July 1, 2026, with base rent starting at $53,872 monthly ($1.75 per sq ft) escalating to $2.15 per sq ft by year 8, and a $132,500 security deposit. Tenant receives 114 unreserved parking spaces and an option to extend for 60 months, subject to conditions.

  • ·Lease includes one 60-month extension option for Original Tenant, exercisable if no default and no material adverse financial change.
  • ·Permitted use: administrative/general office, research & development, manufacturing, storage, and distribution.
  • ·Brokers: Cushman & Wakefield U.S., Inc. (Landlord), Hughes Marino (Tenant).
BADGER METER INCDEF 14Aneutralmateriality 6/10

13-03-2026

Badger Meter, Inc. (BMI) filed a DEF 14A proxy statement for its Annual Meeting on April 24, 2026, seeking shareholder approval to elect nine current director nominees for one-year terms, an advisory vote on named executive officer compensation, and ratification of Ernst & Young LLP as independent auditors for the year ending December 31, 2026. As of the record date of February 27, 2026, 29,181,598 shares of common stock were outstanding, entitling holders to one vote per share. The Board recommends voting for all nominees and proposals, with no reported controversies or declines in governance metrics.

  • ·Annual Meeting location: Customer Experience Center, 4545 West Brown Deer Road, Milwaukee, Wisconsin, at 8:30 a.m. Central Time
  • ·Record date: February 27, 2026
  • ·Directors elected by plurality vote; all nine current directors nominated for reelection
  • ·Proxy distribution commenced on or about March 13, 2026
LITTELFUSE INC /DE8-Kpositivemateriality 8/10

13-03-2026

Littelfuse, Inc. entered into an Amended and Restated Credit Agreement dated March 12, 2026, establishing an $800M revolving credit facility with Bank of America, N.A. as Agent, Swing Line Lender, and L/C Issuer. The facility includes a $200M Alternative Currency Sublimit and features pricing tiers for interest rates and fees based on the Consolidated Net Leverage Ratio. No performance declines or flat metrics are reported, as this is a financing agreement.

  • ·Applicable Rate tiers range from 0.100% commitment fee and 1.00% for Term SOFR/Alternative Currency loans at Pricing Level 1 (<1.25:1 Net Leverage) to 0.175% fee and 1.75% loans at Level 4 (>3.00:1).
WESBANCO INCDEF 14Aneutralmateriality 6/10

13-03-2026

Wesbanco, Inc. issued its definitive proxy statement (DEF 14A) dated March 13, 2026, for the virtual Annual Meeting of Shareholders on April 15, 2026, at 12:00 noon EDT. Key agenda items include electing six directors (five for three-year terms ending 2029 and one for a one-year term ending 2027), an advisory vote approving 2025 named executive officer compensation, ratifying Deloitte & Touche LLP as independent auditors for fiscal year 2026, and approving the Wesbanco, Inc. 2026 Equity Incentive Plan. The record date for voting eligibility is February 27, 2026.

  • ·Meeting is virtual only via https://meetnow.global/M4DSHXH; beneficial owners need legal proxy registration by April 10, 2026, 5:00 p.m. ET
  • ·Board recommends voting in favor of all proposals
  • ·2025 Annual Report to Shareholders available at www.wesbanco.com
Rhinebeck Bancorp, Inc.S-1neutralmateriality 9/10

13-03-2026

Rhinebeck Bancorp, Inc. filed an S-1 registration statement on March 13, 2026, allowing Rhinebeck Bank 401(k) Plan participants to invest up to 3,298,199 shares of common stock at $10.00 per share (totaling approximately $33M), based on plan assets as of December 31, 2025, in connection with the conversion of Rhinebeck Bancorp, MHC to a fully public stock holding company. The offering is subject to purchase priorities favoring depositors and tax-qualified plans, with Rhinebeck Bancorp common stock (RBKB) already trading on Nasdaq Capital Market. No financial performance metrics or period comparisons are provided in the filing.

  • ·Filing effective as soon as practicable after SEC approval; continuous offering under Rule 415 checked.
  • ·Purchase priorities: (1) Depositors with >=$100 as of Dec 31, 2024; (2) Tax-qualified plans like 401(k); subsequent depositor categories.
  • ·Corporate address: 2 Jefferson Plaza, Poughkeepsie, NY 12601; Phone: (845) 454-8555.
  • ·Registrant is a smaller reporting company and non-accelerated filer.
Princeton Bancorp, Inc.10-Kmixedmateriality 9/10

13-03-2026

Princeton Bancorp reported net income of $18.6M for 2025, up 82% YoY from $10.2M, driven by net interest income growth of 14% to $75.8M and lower non-interest expenses ($54.0M vs $56.8M, excluding 2024 acquisition costs). However, total assets declined 2% to $2.285B, deposits fell 3% to $1.976B, and loans remained flat at $1.796B while provision for credit losses rose 30% to $6.7M. Net interest margin expanded 20 basis points to 3.58%, supported by lower deposit costs.

  • ·EPS basic $2.73 in 2025 vs $1.57 in 2024 (+74% YoY)
  • ·Non-interest expenses declined to $54.0M from $56.8M, aided by absence of $7.8M acquisition-related costs in 2024
  • ·Dividends declared $1.25 per share in 2025 (vs $1.20 in 2024)
  • ·Treasury stock repurchases: 249,176 shares in 2025 (cost $7.9M) vs 27,500 shares in 2024
  • ·Allowance for credit losses: $20.3M at Dec 31 2025 vs $23.7M at Dec 31 2024
INDEPENDENT BANK CORP8-Kneutralmateriality 4/10

13-03-2026

On March 10, 2026, Scott Smith, who has served as a Director of Independent Bank Corp. and Rockland Trust Company since April 1, 2019, and as a member of the Trust Committee since April 2023, notified the company of his voluntary decision not to stand for re-election at the May 14, 2026 Annual Shareholder Meeting, after which he will cease serving as a Director. The decision was not due to any disagreement with the company, Rockland Trust, the Board, or management. No other changes or financial impacts were reported.

  • ·Company IRS Employer ID: 04-2870273
  • ·Commission File Number: 1-9047
  • ·Principal executive offices: 2036 Washington Street, Hanover, MA 02339; Mailing: 288 Union Street, Rockland, MA 02370
VERIZON COMMUNICATIONS INC8-Kneutralmateriality 4/10

13-03-2026

Verizon Communications Inc. revised its revenue reporting presentation for Verizon Consumer Group and Verizon Business Group segments, disaggregating into mobility and broadband service revenue, wireless equipment revenue, and other revenue starting in Q1 2026. The company also changed operating metrics disclosure to consolidated basis only going forward. As a convenience, unaudited historical financial and operating information reflecting these changes is provided in Exhibit 99.

  • ·Information furnished under Item 7.01 is not deemed filed with SEC
  • ·Securities listed on NYSE and Nasdaq Global Select Market
Great Lakes Dredge & Dock CORPSC 14D9/Aneutralmateriality 9/10

13-03-2026

Great Lakes Dredge & Dock Corporation filed Amendment No. 1 to its Schedule 14D-9 on March 13, 2026, relating to the cash tender offer by Huron MergeCo., Inc. (a wholly owned subsidiary of Saltchuk Resources, Inc.) to purchase all outstanding shares of common stock at $17.00 per share, pursuant to the Merger Agreement dated February 10, 2026. The amendment adds an email from CEO Lasse Petterson to employees dated March 13, 2026, with no other changes to the original Schedule 14D-9 filed on March 4, 2026.

  • ·Original Schedule 14D-9 filed March 4, 2026
  • ·Tender Offer Statement on Schedule TO filed by Parent and Purchaser on March 4, 2026
Black Rock Coffee Bar, Inc.8-Kmixedmateriality 7/10

13-03-2026

On March 12, 2026, Black Rock Coffee Bar, Inc. dismissed KPMG LLP as its independent registered public accounting firm effective immediately and engaged Deloitte & Touche LLP for the year ending December 31, 2026. KPMG's audit reports for the years ended December 31, 2025 and 2024 were unqualified with no disagreements or reportable events other than material weaknesses in internal controls for 2024. While the change occurred without accounting disputes, the material weaknesses highlight ongoing internal control challenges related to segregation of duties and lease recognition.

  • ·Material weaknesses for year ended December 31, 2024: (i) lack of segregation of duties surrounding journal entries without sufficient compensating controls to ensure appropriate review and approval by an independent user; (ii) ineffective controls over the identification and accurate initial recognition of leases.
  • ·Weaknesses disclosed in the Company's final prospectus dated September 15, 2025.
  • ·KPMG letter dated March 13, 2026, filed as Exhibit 16.1.
PORTLAND GENERAL ELECTRIC CO /OR/DEFA14Aneutralmateriality 5/10

13-03-2026

Portland General Electric Company issued Definitive Additional Proxy Materials (DEFA14A) for its 2026 Annual Meeting scheduled for April 24, 2026, at 8:00 a.m. Pacific Time, held virtually. Key proposals include the election of nine director nominees, a non-binding advisory vote to approve named executive officer compensation, and ratification of Deloitte & Touche LLP as the independent registered public accounting firm for fiscal year 2026. Shareholders must vote by April 23, 2026, 11:59 PM ET, with proxy materials available online or requestable in paper/email by April 10, 2026.

  • ·Virtual meeting access: www.virtualshareholdermeeting.com/POR2026
  • ·Vote online at www.ProxyVote.com using control number
  • ·Filing date: March 13, 2026
Cocrystal Pharma, Inc.8-Knegativemateriality 6/10

13-03-2026

Cocrystal Pharma, Inc. reported on March 13, 2026, that Dr. Anthony Japour, a member of its board of directors, passed away, with the company learning of the event on March 10, 2026. This represents a significant loss for the company's leadership and governance structure, with no additional details on succession or impact provided.

  • ·Company headquartered at 19805 N. Creek Parkway, Bothell, WA 98011
  • ·Registrant is not an emerging growth company
ISABELLA BANK CORP10-Kmixedmateriality 10/10

13-03-2026

Isabella Bank Corp reported net income of $18.9M in 2025, up 36% YoY from $13.9M, with total assets growing 6% to $2.2B, loans up 8% to $1.54B, deposits up 4% to $1.82B, and NIM expanding 26 basis points to 3.16%; ROA improved to 0.88% and efficiency ratio to 69.11%. However, nonperforming assets surged 553% to $5.5M from $0.8M, with nonperforming loans ratio rising to 0.30% from 0.02%, amid a provision reversal of $0.6M after prior-year provisions.

  • ·Loan to deposit ratio increased to 84.43% from 81.48%.
  • ·Shareholders' equity to total assets rose to 10.47% from 10.08%.
  • ·Net loan charge-offs were recoveries of $1.4M vs charge-offs of $1.9M in 2024.
  • ·Coverage ratio of uninsured deposits with total cash and liquidity declined to 112% from 120%.
PORTLAND GENERAL ELECTRIC CO /OR/DEF 14Apositivemateriality 7/10

13-03-2026

Portland General Electric's 2026 DEF 14A Proxy Statement details the 2025 compensation for named executive officers, emphasizing strong progress toward long-term growth amid historic power market volatility and severe weather. The Compensation, Culture and Talent Committee, chaired by Patricia Salas Pineda, oversaw decisions with input from independent consultant FW Cook and management's Willis Towers Watson, focusing on performance-conditioned awards like ACI and LTI. No specific compensation amounts or period-over-period metrics are disclosed in the provided sections, presenting a uniformly positive narrative without noted declines or flat performance.

  • ·Fiscal year covered: ended December 31, 2025
  • ·Filing date: March 13, 2026
  • ·Independent consultant: FW Cook; Management consultant: Willis Towers Watson
OP Bancorp10-Kmixedmateriality 9/10

13-03-2026

OP Bancorp reported net income of $25.6M for 2025, up 22% from $21.1M in 2024, with net interest income rising 19% to $78.3M and net interest margin expanding to 3.19% from 2.99%, supported by loan growth to $2.19B and deposit growth to $2.28B. ROA improved to 1.01% and ROE to 11.91%. However, noninterest income declined slightly by 1% to $16.3M, noninterest expenses increased 11% to $55.8M, nonperforming loans rose 80% to 0.64% of gross loans, and allowance coverage fell to 199% from 317%.

  • ·Tier 1 leverage capital ratio declined to 8.99% from 9.27%.
  • ·Provision for credit losses increased to $3.6M from $2.8M.
  • ·Gains on sale of loans declined 15% to $7.1M.
  • ·Salaries and employee benefits rose 13% to $36.0M.
NextTrip, Inc.8-Kneutralmateriality 6/10

13-03-2026

NextTrip, Inc. entered into a new employment agreement with Frank Orzechowski for his continued service as Chief Financial Officer, effective retroactively to February 10, 2026, with a base annual salary of $250,000, an equity bonus of 10,000 shares, and a guaranteed cash bonus of $13,500 for 2026. $50,000 of the base salary from September 1, 2025, through March 31, 2026, will be satisfied in fully vested common stock based on the February 10, 2026, closing price. The agreement provides for a six-month severance upon involuntary termination or resignation for good reason, and eligibility for an annual performance bonus targeting $50,000 to $150,000.

  • ·Employment term is on a monthly basis subject to six-month severance payment.
  • ·Agreement filed as Exhibit 10.1.
WASTE MANAGEMENT INC8-Kneutralmateriality 8/10

13-03-2026

Devina Rankin, Executive Vice President and Chief Financial Officer of Waste Management, Inc., voluntarily resigned effective November 1, 2025, after 23 years of service including nearly nine years as CFO, and served as an executive advisor through March 13, 2026. On March 13, 2026, she received a $1 million cash transition success bonus for facilitating the CFO role transition and contributions to the Healthcare Solutions business integration. No other performance metrics or financial impacts were disclosed.

  • ·Resignation effective date: November 1, 2025
  • ·Executive advisor role ended: March 13, 2026
  • ·Bonus pursuant to Exhibit 10.1: Transition success bonus letter agreement dated March 13, 2026
DUCOMMUN INC /DE/DEFA14Aneutralmateriality 3/10

13-03-2026

Ducommun Incorporated (DCO) filed Definitive Additional Proxy Soliciting Materials (DEFA14A) on March 13, 2026, pursuant to Section 14(a) of the Securities Exchange Act of 1934. The filing includes proxy statement details for shareholder solicitation, with no financial metrics, performance data, or period comparisons disclosed.

  • ·Fiscal year end: December 31
  • ·Business address: 600 Anton Boulevard, Suite 1100, Costa Mesa, CA 92626
  • ·EIN: 95-0693330
  • ·Standard Industrial Classification: Aircraft Part & Auxiliary Equipment, NEC [3728]
DUCOMMUN INC /DE/DEF 14Apositivemateriality 7/10

13-03-2026

Ducommun Incorporated's 2026 proxy statement invites shareholders to a virtual annual meeting on April 29, 2026, to elect two directors, approve executive compensation advisory vote, ratify PricewaterhouseCoopers LLP as auditors, and approve an amendment to the 2024 Stock Incentive Plan. The company reported record 2025 revenues of $824.7M, 49% stock gain, and engineered product/aftermarket content rising to 23% from 15% in 2022 under its VISION 2027 strategy, with three-year TSR in the 78th percentile of Russell 2000. Director Richard Baldridge is retiring, and the company sold its Berryville, AR facility while marketing the Monrovia, CA site.

  • ·Record date for shareholders: March 2, 2026
  • ·Annual meeting: April 29, 2026 at 9:00 a.m. PT, virtual at www.virtualshareholdermeeting.com/DCO2026
  • ·Sold Berryville, AR facility; marketing Monrovia, CA facility
  • ·Directors to be elected for term until 2029 Annual Meeting
FS Bancorp, Inc.10-Kmixedmateriality 9/10

13-03-2026

FS Bancorp, Inc. reported average loan balances growth of 4.5% YoY to $2.63B in 2025, driving net interest income up 6% YoY to $130.4M with a slightly improved net interest margin of 4.33% from 4.30% in 2024. However, noninterest income growth of 3.3% to $22.3M masked declines including a 9% drop in service charges to $9.1M, 3.2% lower gain on loan sales at $8.3M, and elimination of $8.4M gain on MSR sales from 2024. One-to-four-family residential loans ended the year at $1.67B, up modestly from $1.63B at start.

  • ·Taxable investment securities average balance declined to $270M in 2025 from $202M in 2024.
  • ·Tax-exempt investment securities average balance decreased to $78M in 2025 from $89M in 2024 and $129M in 2023.
  • ·Interest-bearing deposits at other institutions fell sharply to average $25M in 2025 from $51M in 2024.
  • ·Certificates of deposit average balance grew to $1.19B in 2025 from $1.10B in 2024.
  • ·Net change in net interest income from rate/volume analysis: $7.3M increase for 2025 vs 2024.
Opus Genetics, Inc.S-3neutralmateriality 7/10

13-03-2026

Opus Genetics, Inc. (IRD) filed an S-3 shelf registration statement on March 13, 2026, to enable the resale of up to 7,374,632 shares of common stock by selling stockholders upon conversion of Series B Non-Voting Convertible Preferred Stock issued in a private placement that closed on February 18, 2026, at $3.39 per share (totaling approximately $25M raised). The company will not receive proceeds from these resales, which require stockholder approval for sufficient authorized common shares at the 2026 annual meeting. Common stock last traded at $4.85 on March 10, 2026.

  • ·Private Placement Securities Purchase Agreement entered February 13, 2026
  • ·Registrant classified as non-accelerated filer and smaller reporting company
  • ·Principal executive offices: 8 Davis Drive, Suite 220, Durham, NC 27713; phone (248) 957-9024
  • ·Common stock listed on Nasdaq under symbol 'IRD'

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